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NymphThree Dollar Dip

A versatile and effective nymph that's especially useful in highly pressured waters. Its flash and unique profile often entice trout when other flies fail.

Season
Year Round
Difficulty
Intermediate
Target Species
Trout
Updated
Apr 2025
Three Dollar Dip fly pattern - imitates Midge Pupae tied for Trout

Overview

This simple but effective midge/nymph pattern is tied with a thread body (usually brown or black), fine wire ribbing for segmentation, and a small tungsten or glass bead to help it sink quickly. It often features a small CDC or soft hackle collar for subtle movement. The pattern is minimal in materials but highly effective, especially in pressured waters where fish prefer smaller, natural presentations.

Materials

Hook: Tiemco 3769, size #16–#22
Bead: Tungsten, gold, 2.0 mm
Thread: Black UTC 70
Tail: Pheasant tail fibers
Body: Gold holographic tinsel
Thorax: Peacock herl
Wing: Deer Hair
Wingcase: Pearl flashabou, coated with Solarez Bone Dry UV resin

Behavior & Presentation

Natural Behavior: Caddis pupae swim toward the surface in short bursts during emergence, trailing gas bubbles as they ascend. Many become trapped in the film, struggling to break free while drifting helplessly through feeding lanes.

Where Trout Eat It: Trout intercept ascending pupae throughout the water column and sip emergers trapped in the film along tail-outs and seams.

How to Fish It: Dead drift with slight lifts to imitate ascending pupae, or fish in the film during emergence windows. Vary depth to match feeding zone.

Best Water: Focus on riffle tail-outs, seams, and foam lines where ascending pupae concentrate. Current breaks and eddy lines hold feeding fish.

Strike Type: Detect strikes through line tightening or surface sips; set with firm but controlled pressure.

Fishing Strategy

Rigging Suggestions: Try this pattern in a tandem nymph rig, with the Three Dollar Dip as the point fly.

Seasonal Timing: This fly is effective year-round, but shines in the when midges are one of the few available food sources.

Pro Tips: This fly sinks, making it ideal for fishing mid-water or near the bottom. The bead helps with sinking and also adds a bit of flash.

Entomology

Midge pupae suspend just beneath the surface film in a nearly vertical orientation, often clustered in vast numbers as they prepare to emerge, twitching occasionally as they attempt to penetrate the meniscus. Trout feed selectively on these hanging pupae with subtle rise forms because the insects remain nearly stationary, allowing fish to sip them with precision during sustained midge emergences in cold-water tailraces.

Order
Diptera
Family
Chironomidae
Common Name
Midge
Organism Type
insect
Life Stage
pupa

Pattern Characteristics

Intermediate Difficulty
Trout
Stillwater
Moving Water
Year Round
Imitates: Midge Pupae
Rocky Mountain
Madison River
dead-drift
indicator-nymph
midge-hatch
classic
searching-pattern

Additional Videos